How To Purchase a House “Sight Unseen”

Right here at Taylor Morrison we’ve created a variety of tools that embrace the digital world and make it simpler than ever earlier than to purchase a house “sight unseen,” or as we wish to name it, #SiteUnseen (buying with out ever having toured the property in individual). Whether or not you’re unable to go to a gross sales workplace, or just favor to tour choices from the consolation of your sofa, we’re right here to empower you on this distinctive kind of home-buying journey.   

During the last 12 months, Taylor Morrison has averaged somewhat over one dwelling per day offered 100% nearly, so if you happen to assume you’re alone on this non-traditional means to purchase, you’re not! As expertise evolves and increasingly individuals migrate out of densely-populated metro areas (with many corporations extending remote-work choices for his or her staff), digital dwelling shopping for will proceed to develop. Whereas it might seem to be a frightening expertise, we’re right here to information you thru the method of shopping for a brand new Taylor Morrison dwelling “sight unseen” with the next recommendation. 

Know Your Funds, Pre-Apply for a Mortgage, and Map Out Your Desires vs. Wants. 

This recommendation isn’t restricted to purchasing a house sight unseen. Any home hunter ought to take this primary step, no matter how they’re planning to buy. Everybody’s monetary state of affairs is completely different, however you’ll wish to work out how a lot you possibly can pay every month after which work backwards to search out the acquisition worth that fits you and your loved ones. 

Try our on-line, state-of-the-art mortgage expertise, Dorothy, to assist “pre-apply” for a mortgage earlier than you begin home searching. This course of contains analyzing your earnings, belongings, and current debt to estimate what you could possibly afford on a house buy. Pre-application speeds the method as soon as you discover the house you wish to purchase, which is extraordinarily necessary given the scorching market we’re at the moment working in the place time is of the essence! Acquiring mortgage “pre-approval” is one other factor completely, nevertheless it’s a good suggestion to take that step as nicely (because it exhibits that you just’re a critical homebuyer who can safe a mortgage, which helps on this extremely aggressive market). To buy a Taylor Morrison dwelling, you possibly can both use the lender of your selection or work with our affiliated lender, Taylor Morrison Home Funding. Qualification and market circumstances change throughout development so working with a lender that understands our development course of retains everybody working collectively for a seamless transaction. 

After you come to a transparent understanding of what you possibly can afford, create a listing of what you completely will need to have in your new dwelling. Prioritize what’s necessary to you, whether or not that’s location, variety of bedrooms/loos, sq. footage, or one thing else. As you’re employed by way of that precedence listing, it’s best to begin to take into account which gadgets are usually not essentially deal-breakers for you. Coming to phrases with these needs vs. wants will higher equip you to slender down “finalists” as you nearly scope out choices. 

Get to Browsing. 

Head to our website and filter by metropolis, worth, and bed room rely to get a preliminary sense of what’s obtainable. 

Get in Touch with an Web House Marketing consultant (IHC). 

You might not be bodily with somebody at a gross sales workplace, however you aren’t alone on this course of! Getting in touch with an IHC from the realm you have an interest in is one of the best ways to ease the stress of this unconventional buy journey. It’s like having a private concierge for dwelling shopping for! With stock flying off the market faster than anybody can construct, it’s an ideal concept to get in contact with an IHC early on, as houses it’s possible you’ll be seeing on-line one week could also be unavailable the subsequent. It’s a irritating actuality of the market proper now, and an IHC goes to be in-the-know of what communities are more likely to go quick so that you’ll have a clearer concept of what to anticipate by speaking with them through cellphone, chat, or e-mail. Sharing that listing of needs vs. wants will assist the IHC information you in your subsequent steps. 

Digitally Immerse Your self With the Communities You’re  In.

Lots of our communities have interactive ground plans and 3D virtual tours, and it’s all proper there at your fingertips. Watch and rewatch the obtainable excursions and envision the way you would possibly fill the area if it was to develop into your house. Discover the 3D area room by room and nearly go searching—you possibly can even open “measurement mode” in a few of our excursions. Take notes on questions you may have. If a 3D tour isn’t obtainable for a neighborhood you have an interest in, don’t fret, your IHC can set you up with a digital tour from an precise salesperson on the fashions you’re excited by. Even when a 3D tour is offered, you possibly can nonetheless arrange a digital walkthrough! Our passionate gross sales staff  will customise your sight-unseen expertise to fit your wants—don’t be afraid to ask them for images and movies which you can “revisit” in a while—allow them to be your eyes on the bottom! 

Should you already know precisely what you need (relying on availability within the the realm you’re excited by), you possibly can simply reserve a quick-move-in home or perhaps a to-be-built home on-line, deciding on from obtainable homesites and ground plans with out ever needing to be in contact with an IHC or a sales-team member beforehand!

Use Exterior Assets at Your Disposal. 

Don’t get us improper, the IHCs and gross sales staff you’ll work with are skilled, dependable assets of knowledge, nevertheless it doesn’t damage so as to add an additional pair of eyes. When you’ve got a trusted member of the family or good friend within the space you want to purchase in, see in the event that they’d be prepared to take a bodily go to for you. Shopping for sight unseen will be nerve-wracking, so it at all times helps when you’ve got somebody who can present extra reassurance. When you’ve got nobody within the space, you possibly can nonetheless share the digital belongings and information you’ve been reviewing with somebody near you. Get their enter! They may consider a query or concern that you just haven’t thought-about. Use different on-line instruments to assist make an evaluation: poke round Google maps to see what’s within the neighborhood or test public faculty rankings within the space when you’ve got youngsters. We would like you to really feel as comfy and assured as attainable with this necessary, life-changing resolution. 

Stay Patient and be Communicative. 

Whereas on-line instruments offering digital entry to buyers have endlessly modified the house shopping for expertise, it’s nonetheless not so simple as a “click on to purchase now” course of. No quantity of expertise or digital instruments can change the nature of the present market (with extraordinarily excessive demand and never sufficient stock), so it’s possible you’ll be met with unexpected setbacks. For instance, in some areas we’re taking the Highest and Greatest Supply strategy to promoting houses, which is basically the method the resale market operates in. House buyers will probably be invited to submit their Highest and Greatest Supply for obtainable homesites, and essentially the most aggressive provide will probably be chosen. We empathize with you about how aggressive the market is right now and the way irritating which may be for some dwelling buyers. No matter these uncommon market circumstances, we goal to offer a superb buyer expertise for each dwelling shopper and purchaser. Talk along with your gross sales agent early and infrequently to be sure you’re conscious of potential stipulations surrounding a neighborhood/homesite it’s possible you’ll be excited by. 

Embrace the Journey!  

Shopping for your new dwelling #SiteUnseen will be simply as exhilarating as shopping for it in individual. We’re right here that can assist you each step of the way in which. 

“We had been loads much less nervous about shopping for ‘sight unseen’ due to the quantity of instruments and publicity we’ve needed to the house itself. We may inform it’s a top quality product.”

Taylor Morrison Homebuyers Jeremy and Alyssa, Phoenix

“The perfect factor about Taylor Morrison’s on-line instruments, apart from the truth that they’re intuitive, is that we are able to use them any time of the day. If you’re excited in regards to the homebuying course of and also you wish to hold issues shifting alongside, that is the way in which to have the ability to have instantaneous gratification.”

Taylor Morrison Homebuyers Invoice and Jennifer, Seattle

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