Liberty House Guard Evaluation (Prices & Protection in 2023)

Liberty House Guard System Guard Plan: If you happen to simply purchased new home equipment and solely wish to cowl your main dwelling methods, then the System Guard plan is for you. It covers your HVAC methods, ductwork, electrical methods, plumbing methods and water heater.

Liberty House Guard Complete House Guard Plan: The Complete House Guard plan is good for owners who need full peace of thoughts. It contains every thing within the Equipment Guard and System Guard Plans, protecting a complete of 15 dwelling methods and home equipment.

The desk beneath exhibits a side-by-side comparability of what’s coated below every Liberty House Guard guarantee plan.

What Non-compulsory Add-ons Does Liberty House Guard Provide?

Liberty House Guard provides probably the most customizable dwelling guarantee plans due to its many obtainable add-ons. Together with the fundamental dwelling system and equipment protection, you’ll be able to select so as to add as much as 42 further gadgets to your house guarantee, together with: 

• Pool
• Spa
• Extra Spa
• Effectively Pump
• Sump Pump
• Central Vacuum
• Septic System Pumping
• Stand Alone Freezer
• Restricted Roof Leak
• Lighting Fixtures
• Re-Key
• Water Softener
• Garden Sprinkler System
• Electronics Safety
• Swamp Cooler
• Ejector Pump
• Second Fridge
• Trash Compactor
• Ice Maker (Fridge)
• Freestanding Ice Maker
• Wine Cooler
• Salt Water Pool
• Generator
• Plumbing Fixture
• Grinder Pump
• Water Dispenser Water Line
• Immediate Sizzling Water Dispenser
• Reverse Osmosis Water Filter System
• Casita Visitor Unit
• TV Mounting

Together with further gadgets in your house, you can too pay a month-to-month price for dwelling companies:

• Window Washing and Cleansing
• Gutter Cleansing
• Pest Management
• Carpet Cleansing
• Energy Washing (Exterior Flooring)

Lastly, your fundamental Liberty House Guard guarantee doesn’t cowl luxurious home equipment. If in case you have this stuff in your house, you’ll be able to improve your protection to incorporate the next:

• Professional Collection Fridge
• Professional Collection Vary/Oven/Cooktop
• Professional Collection Dishwasher
• Professional Collection Microwave
• Professional Collection Washing Machine
• Professional Collection Garments Dryer
• Professional Collection Stand Alone Freezer

Does Liberty House Guard Have Any Exclusions? 

Just like different dwelling guarantee suppliers, Liberty House Guard does have limitations and exclusions to its dwelling guarantee protection. Understand that Liberty solely covers injury as a consequence of regular put on and tear, so if you wish to get probably the most out of your house guarantee, be certain to maintain all upkeep information. 

Your Liberty House Guard dwelling guarantee is not going to cowl the next:

• Routine upkeep
• Injury as a consequence of lack of upkeep or human error
• Improper set up or earlier repairs
• Corrosion or rust
• Industrial grade gear
• Luxurious home equipment
• Sensible know-how and gadgets
• Restore of beauty defects

Does Liberty House Guard Have Any Protection Limits?

For all gadgets included within the Equipment Guard, Programs Guard and Complete House Guard plans, protection is restricted to $2,000 per merchandise. For all further coated gadgets, the restrict is $500 per merchandise. This quantity applies per coverage interval, which means it resets after three hundred and sixty five days from the date of buy.

Liberty House Guard Buyer Critiques

Many Liberty House Guard clients have posted each constructive and unfavorable opinions on the BBB web site. We’ve included just a few of those dwelling guarantee opinions beneath. 

Constructive Critiques of Liberty House Guard

Liberty House Guard has a whole bunch of on-line opinions that spotlight constructive buyer experiences. Buyer satisfaction is clear from many opinions on the BBB, and plenty of Liberty clients rave concerning the amount of cash saved, educated representatives and a clean claims course of.

They [Liberty Home Guard] met my expectations once they changed my rubbish disposal in 4 days. They exceeded my expectations once they changed my air conditioner in two weeks. I saved round 100 {dollars} on the rubbish disposal substitute, due to the deductible and the truth that the rubbish disposal concern was decided to be pre-existing. I saved about $1,200 once they changed my AC. All in, I’m up about $1,180 and I’m very comfortable up to now. I hope to proceed to get an increasing number of worth from this coverage. However actually, up to now the plan is value each cent I’ve paid for it.

— Amber C., 11/18/2022

Liberty’s workforce has been extraordinarily dependable and saved us greater than a big amount of cash on repairs up to now. Their technicians simply give off the aura of being very expert and polished and doubtless most significantly, appear extraordinarily motivated to assist. We really initially bought our coverage with them as a present from our realtor about three years in the past and have used the service once in a while on a semi-regular foundation. On our final declare, Brian R. actually helped us out. As a house owner, Liberty House Guard’s safety has confirmed to be very worthwhile.

— Madeline C., 11/14/22

Unfavourable Critiques of Liberty House Guard

Some Liberty House Guard clients report lengthy wait instances on the cellphone and the necessity to schedule a number of technician appointments to finish a restore. Liberty usually requires service technicians to submit footage of dwelling home equipment and methods earlier than they are often repaired, which may delay repairs by a number of days.

[The] deductible is just too excessive, there’s a ready interval earlier than you’ll be able to file a declare they usually require the plumber to submit images earlier than approving. Which means two appointments I needed to take off work for, one for the photograph and one for him to really repair the problem.

— Rick M., 07/19/2022

Liberty House Guard vs Different House Guarantee Corporations

Earlier than you select a house guarantee supplier, it’s vital to analysis the suppliers obtainable in your space. Beneath you’ll be able to see how Liberty House Guard compares to different prime dwelling guarantee corporations.

Tips on how to File a Declare With Liberty House Guard

Liberty House Guard clients can report a declare across the clock, any time throughout the week. This 24/7 protection provides peace of thoughts understanding if one thing goes incorrect in your house, you simply should file a declare on-line or name customer support as quickly as you discover the malfunction.

Liberty House Guard additionally provides a 60-day workmanship assure. So if a technician has repaired considered one of your house methods and the system fails once more inside 60 days, Liberty will ship a technician to restore it at no further cost.

FAQ: Liberty House Guard

Is Liberty House Guard professional?

Liberty House Guard is a professional dwelling guarantee enterprise with nice buyer opinions on-line. This firm is among the many most extremely rated of all dwelling guarantee corporations, so we contemplate it an important possibility in your dwelling guarantee wants.

Does Liberty House Guard cowl pre-existing circumstances?

Liberty House Guard doesn’t cowl any identified or unknown pre-existing circumstances. In keeping with an internet pattern contract, Liberty will solely cowl the fee to restore or substitute methods and home equipment which are put in and in good working situation when your service contract begins.

Does Liberty House Guard cowl roof leaks?

Liberty House Guard provides roof leak safety for a further $11.99 monthly. This may get you $500 of protection per time period, however the protection doesn’t embody partial or full roof substitute. It solely applies to the roof leak patching that presides over residing house in a single-family residence.

Does Liberty House Guard require a house inspection?

Liberty House Guard doesn’t require a house inspection so that you can take out a house guarantee coverage, and the corporate will cowl your house methods and home equipment no matter age. However these methods and home equipment should be in working order while you signal your guarantee contract to obtain protection.

How do you cancel a Liberty House Guard coverage?

You possibly can cancel your Liberty House Guard guarantee by calling the customer support line. If you happen to cancel your coverage throughout the first 30 days, you’re going to get a full refund. However when you cancel after 30 days, you’ll have to pay a $50 cancellation price.

How We Evaluated Liberty House Guard In opposition to Our Evaluation Standards

To assist shoppers such as you select the very best dwelling guarantee corporations in your dwelling, we dive deep into each top-rated dwelling guarantee firm and charge them based mostly on six components. As soon as we analysis an organization and have gathered all our knowledge, we use the next scoring system to grade every dwelling guarantee firm on a 100-point scale. We then convert the rating to a 5-star score.

• Plans + Protection Choices (24 Attainable Factors): Since each buyer has totally different wants and a distinct price range, we award extra factors to suppliers that supply extra plans and larger flexibility. Liberty House Guard does exceptionally nicely on this class as a result of it provides three totally different plans and dozens of add-ons that permit for plan customization.
• Affordability (22.5 Attainable Factors): Price is a vital issue as a result of many owners select dwelling warranties to keep away from excessive funds for dwelling equipment repairs. We consider every firm based mostly on its plans and extra companies, service name charges and cancellation phrases. Liberty’s House Guard’s plans are every reasonably priced at lower than $2 per day, and the add-on protection permits for patrons to customise their plan to swimsuit their wants and price range.
• Buyer Expertise (18.5 Attainable Factors): Your expertise as a buyer is vital, together with the assist you obtain when contacting a house guarantee supplier. We gauge general assist by taking a look at buyer opinions, conducting home-owner surveys and going by way of the quotes course of. Liberty House Guard has nice on-line buyer opinions and a straightforward claims course of, which implies it scores excessive on this class.
• Firm Popularity (17.5 Attainable Factors): An organization’s repute is a mixture of opinions from clients and respected organizations just like the BBB. We additionally take note of the years of expertise an organization has, how glad its staff are and any previous or pending lawsuits. Liberty has a wonderful A- score with the BBB and 4.7 stars on Google Critiques, so it does nicely on this class.
• Claims Course of (12.5 Attainable Factors): On this class, we take a look at the general claims course of, together with how straightforward it’s to file a declare and an organization’s response time. Liberty House Guard’s claims course of is easy and clients can contact a customer support consultant 24/7.
• Availability (5 Attainable Factors): Availability refers to what number of states and places an organization serves. Liberty House Guard does nicely on this class as a result of it provides dwelling warranties in 48 states, solely excluding Wisconsin and Washington.

Critiques of Different House Warranties